EI on a $$60,000 salary (2026): $635 a week, for how many weeks?
Estimated weekly EI benefit · Toronto
$635
per week · 38 weeks of benefits · Total over the claim: $24,130
| Regional unemployment rate | 6.9 % (6–7 %) |
| Hours required | 665 h |
| Best weeks used | 21 |
| Weeks of benefits | 38 |
| Waiting period | 1 week (unpaid) |
| First payable week | November 1, 2026 – November 7, 2026 |
| Benefits end (estimate) | July 24, 2027 |
| Your EI premium | $18.81 / wk · $978 / yr |
EI benefits are taxable; federal and provincial tax is withheld at source. Net amounts will be lower.
Regional rates valid: October 11, 2026 – November 7, 2026
The last salary where 55% really means 55%
$60,000 sits $8,900 below the maximum insurable earnings of $68,900, and that makes this the top of the range where the replacement rate is the full 55.0%. Your weekly benefit is $635, exactly 55.0% of $1,154, with no ceiling in the way. Earn a dollar more and the calculation still works the same; earn $8,900 more and it stops. Everything above $68,900 is uninsured: no premium is charged on it and no benefit is paid on it. For anyone at this salary considering a raise, that is the point where the insurance value of income stops growing. Insurable weekly earnings of $1,154 yield $635 a week, or $22,860 to $28,575 depending on whether the claim runs 36 or 45 weeks. Around this income the annual maximum insurable earnings begin to bite: weeks paid above the ceiling are counted only up to it, so the benefit no longer rises in step with the salary.
Weeks and total EI on $60,000 in every economic region
1,820 insurable hours, regional rates in force. Weekly benefit $635, $94 below the weekly maximum.
| Province | Region | Rate | Weeks | Total EI |
|---|---|---|---|---|
| Alberta | Calgary | 6.5 % | 38 | $24,130 |
| Alberta | Edmonton | 7.1 % | 40 | $25,400 |
| Alberta | Northern Alberta | 8.6 % | 42 | $26,670 |
| Alberta | Southern Alberta | 7.2 % | 40 | $25,400 |
| British Columbia | Abbotsford | 6.9 % | 38 | $24,130 |
| British Columbia | Northern British Columbia | 8.7 % | 42 | $26,670 |
| British Columbia | Southern Coastal British Columbia | 6.5 % | 38 | $24,130 |
| British Columbia | Southern Interior British Columbia | 8.1 % | 42 | $26,670 |
| British Columbia | Vancouver | 6.6 % | 38 | $24,130 |
| British Columbia | Victoria | 5.7 % | 36 | $22,860 |
| Manitoba | Northern Manitoba | 28.8 % | 45 | $28,575 |
| Manitoba | Southern Manitoba | 5.9 % | 36 | $22,860 |
| Manitoba | Winnipeg | 5.0 % | 36 | $22,860 |
| New Brunswick | Fredericton-Moncton-Saint John | 6.7 % | 38 | $24,130 |
| New Brunswick | Madawaska-Charlotte | 5.7 % | 36 | $22,860 |
| New Brunswick | Restigouche-Albert | 10.2 % | 45 | $28,575 |
| Newfoundland and Labrador | Newfoundland/Labrador | 11.6 % | 45 | $28,575 |
| Newfoundland and Labrador | St. John's | 6.6 % | 38 | $24,130 |
| Northwest Territories | Northwest Territories | 8.9 % | 42 | $26,670 |
| Northwest Territories | Yellowknife | 4.3 % | 36 | $22,860 |
| Nova Scotia | Eastern Nova Scotia | 8.1 % | 42 | $26,670 |
| Nova Scotia | Halifax | 5.9 % | 36 | $22,860 |
| Nova Scotia | Western Nova Scotia | 6.2 % | 38 | $24,130 |
| Nunavut | Iqaluit | 6.0 % | 36 | $22,860 |
| Nunavut | Nunavut | 15.5 % | 45 | $28,575 |
| Ontario | Central Ontario | 5.9 % | 36 | $22,860 |
| Ontario | Eastern Ontario | 6.2 % | 38 | $24,130 |
| Ontario | Hamilton | 6.9 % | 38 | $24,130 |
| Ontario | Huron | 7.8 % | 40 | $25,400 |
| Ontario | Kingston | 5.6 % | 36 | $22,860 |
| Ontario | Kitchener | 7.6 % | 40 | $25,400 |
| Ontario | London | 8.7 % | 42 | $26,670 |
| Ontario | Niagara | 7.0 % | 38 | $24,130 |
| Ontario | Northern Ontario | 7.0 % | 38 | $24,130 |
| Ontario | Oshawa | 8.9 % | 42 | $26,670 |
| Ontario | Ottawa | 7.4 % | 40 | $25,400 |
| Ontario | South Central Ontario | 5.4 % | 36 | $22,860 |
| Ontario | St. Catharines | 6.8 % | 38 | $24,130 |
| Ontario | Sudbury | 5.8 % | 36 | $22,860 |
| Ontario | Thunder Bay | 4.8 % | 36 | $22,860 |
| Ontario | Toronto | 6.9 % | 38 | $24,130 |
| Ontario | Windsor | 7.4 % | 40 | $25,400 |
| Prince Edward Island | Charlottetown | 5.7 % | 36 | $22,860 |
| Prince Edward Island | Prince Edward Island | 9.8 % | 44 | $27,940 |
| Quebec | Central Quebec | 3.1 % | 36 | $22,860 |
| Quebec | Chicoutimi-Jonquière | 3.7 % | 36 | $22,860 |
| Quebec | Gaspésie-Îles-de-la-Madeleine | 11.2 % | 45 | $28,575 |
| Quebec | Hull | 6.6 % | 38 | $24,130 |
| Quebec | Lower Saint Lawrence and North Shore | 5.1 % | 36 | $22,860 |
| Quebec | Montérégie | 4.4 % | 36 | $22,860 |
| Quebec | Montreal | 7.1 % | 40 | $25,400 |
| Quebec | North Western Quebec | 4.2 % | 36 | $22,860 |
| Quebec | Quebec | 4.4 % | 36 | $22,860 |
| Quebec | Sherbrooke | 4.3 % | 36 | $22,860 |
| Quebec | South Central Quebec | 2.4 % | 36 | $22,860 |
| Quebec | Trois-Rivières | 5.4 % | 36 | $22,860 |
| Saskatchewan | Northern Saskatchewan | 14.4 % | 45 | $28,575 |
| Saskatchewan | Regina | 6.3 % | 38 | $24,130 |
| Saskatchewan | Saskatoon | 5.9 % | 36 | $22,860 |
| Saskatchewan | Southern Saskatchewan | 6.8 % | 38 | $24,130 |
| Yukon | Whitehorse | 4.9 % | 36 | $22,860 |
| Yukon | Yukon | 6.8 % | 38 | $24,130 |
The totals here range from $22,860 to $28,575, a spread of one to nearly two, produced entirely by the number of weeks. The weekly amount is identical in all 62 regions, because at $60,000 neither the ceiling nor the family supplement applies. Where you live decides the duration, never the rate.
Frequently asked questions
How much EI do I get on a $60,000 salary?
On a salary of $60,000 the benefit works out at $635 a week, which is 55% of your average weekly earnings of $1,154. Over a full claim that comes to between $22,860 and $28,575, the difference coming entirely from your economic region, which sets the number of weeks payable.
Would a raise increase my EI benefit?
Up to $68,900 of annual insurable earnings, yes, and proportionally: every extra dollar of salary raises the weekly benefit. Above that ceiling, nothing changes. The maximum insurable earnings cap both the premium deducted from your pay and the benefit payable, which is fixed at $729 a week. From $60,000 you still have $8,900 of headroom before a raise stops improving the benefit.
Is the ceiling annual or weekly?
Both, and they are the same figure seen from two angles: $68,900 of annual insurable earnings works out to $729 a week once the 55.0% rate is applied. Which one you encounter depends on the institution. Service Canada uses the weekly figure when it sets your benefit; the Canada Revenue Agency uses the annual one when it caps the premiums deducted from your pay.
Related calculators & guides
EI on a $30,000 salary
Weekly benefit and weeks by region
EI on a $40,000 salary
Weekly benefit and weeks by region
EI on a $50,000 salary
Weekly benefit and weeks by region
EI on a $70,000 salary
Weekly benefit and weeks by region
EI on a $80,000 salary
Weekly benefit and weeks by region
EI on a $90,000 salary
Weekly benefit and weeks by region
Sources
Written by Radif Partners
Independent publisher · EI benefit estimates, economic region by economic region
Updated on · Editorial policy · Contact
Rates 2026, last updated