EI on a $$90,000 salary (2026): $729 a week, for how many weeks?

The clawback at $86,125 of net income

At $90,000 a repayment rule enters the picture that lower salaries never meet. Where net income for the year exceeds $86,125, 1.25 times the maximum insurable earnings, a claimant who has received regular benefits repays 30% of the lesser of the benefits received and the excess over that threshold. A full year at $90,000 is already $3,875 above it. In practice the rule bites when the job is lost late in the year: salary for ten months plus a severance allocation can carry net income past the threshold while benefits have already been paid, and the repayment is settled on the tax return, months after the money was spent. At 90,000 the benefit is capped at $729 a week, the same figure someone earning considerably less would receive, because the maximum insurable earnings ceiling applies before the 55 per cent rate. The claim is worth $26,244 to $32,805. The replacement rate falls under forty per cent, which makes the length of the claim the only variable worth planning around.

Weeks and total EI on $90,000 in every economic region

1,820 insurable hours, regional rates in force. Weekly benefit at the $729 ceiling, before any repayment.

Read these totals as gross. A claimant whose net income for the year exceeds $86,125 repays up to 30% of them, which turns the largest figure in the last column into something appreciably smaller. The repayment applies to regular benefits only, maternity, parental and sickness benefits are outside it, and never applies to a first claim in the previous ten years.